Why does Insurance only pay some things?
The insurance plans that you or your employer pick always are different. They all have different levels of premiums and deductibles. Most insurance dictate what you the patient can have done. You have to be aware of effective date of insurance and most are Calendar year which means they are effective January to December. Your employer can always change plans if they want to. You always have to pay premiums unless employer pays it for you. We do the courtesy of checking and billing them for you. Some have a waiting period that you have to go by. It’s always good to look over your insurance plans so you know the regulations what you can have done at dental office. They sometimes choose which dentist you can see. Some insurances have in network doctors and out of network doctors. Your dental plan is designed to share in your dental care costs. It may not cover the total cost of your bill. Most plans cover between 50% to 80% of dental services. So insurance is like a coupon.